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Hackensack Bankruptcy Lawyers Fight for Your Fresh Start

Hackensack attorneys providing solutions to overwhelming debt

In our struggling economy, you deserve relief when you are being crushed by overwhelming debt. At Law Offices of Perez and Bonomo in Hackensack, our attorneys fight for your right to make a fresh start, free from unmanageable debt and irritating creditors. We draw on 4 years of experience guiding clients in New Jersey through the bankruptcy process and are prepared to help you regain a firm financial footing.

Experienced debt analysis for New Jersey clients

We perform an in-depth evaluation of your finances before advising you to file for bankruptcy. After reviewing your income, debts and other expenses, we counsel you on the true and total impact that bankruptcy will have on your family, business, home and future credit. If bankruptcy is the right choice for you, our attorneys will fully explain the process and the outcomes. Our comprehensive approach to bankruptcy leaves no doubts, so you can be confident you are taking the right step to secure your future.

Reprieve through the automatic stay

You should not have to endure creditors’ aggressive collection tactics. We can put an end to the harassing phone calls and irksome letters meant to pressure you into paying debts you cannot afford. As soon as you or your business files for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. As your attorneys, we take charge of your creditors and give you back your peace of mind.

Your bankruptcy options

The U.S. Bankruptcy Code provides relief for businesses and consumers. Each has different eligibility requirements and different advantages in particular situations. The most common forms of bankruptcy are:

  • Chapter 7 bankruptcy: If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. We can negotiate asset exemptions to limit the disruption to your life.
  • Chapter 11 bankruptcy: If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a court-ordered payment plan. We help you keep the business you struggled so hard to build.
  • Chapter 13 bankruptcy: Chapter 13 bankruptcy can stop lenders from taking your home through foreclosure. Chapter 13 allows you to keep your hard-earned assets and pay debts over time in smaller amounts.

If bankruptcy is the right choice for you, our attorneys guide you through the process from start to finish.

Contact New Jersey bankruptcy attorneys who will fight for your rights

The bankruptcy attorneys at Law Offices of Perez and Bonomo help individuals and businesses facing overwhelming debts in New Jersey. Call us at 201-373-2910 or contact us online to schedule your bankruptcy consultation.